Checking Packages
Most banking relationships revolve around a simple checking account. We'll find one that's right for you. Next, we'll look for additional products and services that help you achieve your goals. Our four packages are Banclub® Plus, Free & Easy, Advantage and our Premium Account.
Banclub Plus Package
For customers who want to combine the full complement of products and services offered at Wilson & Muir Bank into a single package.
Banclub Plus® Checking
Banclub Plus Checking offers unlimited check writing, FREE check image statements with no minimum balance. Additional club benefits include AD&D Insurance, Identity Theft Insurance, Payment Card Protection, plus discounts on travel, entertainment and more.
Cash Reserve Overdraft Protection*
Offers you a line of credit that protects you from overdrawing your checking account.
Free Online Banking:**
Manage your accounts, transfer funds and pay bills anytime, any place.
Free Visa® Debit Card:*
This card may be used as an ATM card or for point of sale purchase transactions.
Money Market Advantage
Money Market Advantage is a savings account that offers check writing privileges. Balances in the account earn interest. Interest is compounded monthly and paid monthly. Withdrawal limitations may apply.
* Upon qualification
** Minimum of five transactions per month required
Free & Easy Package
Free and Easy is our simplest banking package and offers free checking, as well as a variety of easy banking services.
Free & Easy Checking
Free & Easy Checking offers no minimum balance, plus unlimited check writing, no monthly service fee, and a simplified monthly statement.
Cash Reserve Overdraft Protection*
Cash Reserve Overdraft Protection offers you a line of credit that protects you from overdrawing your checking account.
Free Online Banking:**
Manage your accounts, transfer funds and pay bills anytime, any place.
Free Visa® Debit Card:*
This card may be used as an ATM card or for point of sale purchase transactions.
Money Market Advantage
Money Market Advantage is a savings account that offers check writing privileges. Balances in the account earn interest. Interest is compounded monthly and paid monthly. Withdrawal limitations may apply.
* Upon qualification
** Minimum of five transactions per month required
Advantage Package
Perfect for customers that have a broader financial relationship with the bank and are looking for more benefits.
Advantage Checking
Advantage Checking offers unlimited check writing, free check image statements, and no monthly service charge if a $500 balance is maintained. This account is free for customers 50 years of age or older.
Free Email Statements
Cash Reserve Overdraft Protection*
Cash Reserve Overdraft Protection offers you a line of credit that protects you from overdrawing your checking account.
Free Online Banking:**
Manage your accounts, transfer funds and pay bills anytime, any place.
Free Visa® Debit Card:*
This card may be used as an ATM card or for point of sale purchase transactions.
Money Market Advantage
Money Market Advantage is a savings account that offers check writing privileges. Balances in the account earn interest. Interest is compounded monthly and paid monthly. Withdrawal limitations may apply.
* Upon qualification
** Minimum of five transactions per month required
Premium Package
Premium Package is designed for customers that keep higher balances in the bank and want to receive higher interest rates on these funds.
Premium Advantage Checking
Premium Advantage Checking is an interest bearing account that features unlimited check writing and no monthly fee if a balance of $1,000 or higher is maintained. Balances in the account earn interest.
$1000.00 minimum deposit is required to open this account.
Free Email Statements and Free Check Image Statements
Cash Reserve Overdraft Protection*
Cash Reserve Overdraft Protection offers you a line of credit that protects you from overdrawing your checking account.
Free Online Banking:**
Manage your accounts, transfer funds and pay bills anytime, any place.
Free Visa® Debit Card:*
This card may be used as an ATM card or for point of sale purchase transactions.
Money Market Advantage
Money Market Advantage is a savings account that offers check writing privileges. Balances in the account earn interest. Withdrawal limitations may apply.
* Upon qualification
** Minimum of five transactions per month required