Wilson & Muir Bank & Trust Co.

Checking Accounts

Checking Packages

Business Checking Packages Image

Our packages begin with your checking account, which is the center of most business banking relationships. After we determine the best fit for your needs, you may add additional services that will likely be important to the success of your business. Our three business packages are Small Business Package, Advantage Business Package and Business Analysis Package.

Small Business Package

For customers who are growing their business, but still have a small number of checking transactions.

Small Business Checking

Offers 200 transactions included per month, free check image statements, free email statements and up to $15,000 coin & currency handling monthly with no monthly service charge when a minimum balance is maintained.

Free Online Banking**

It's all free! Manage your accounts, transfer funds and pay bills anytime, any place.

Free Business Visa® Check Card*

This card may be used for point of sale purchase transactions. Pay for business related items without writing a check.

Maximum Advantage Savings

Offers a tiered interest rate that increases as the balance of the account gets larger. Interest is compounded monthly and paid monthly on all balances. Withdrawal limitations may apply.

Money Market Advantage

A savings account that offers check writing privileges, as well as a tiered rate that increases as the balance in your account gets larger. Interest is compounded and paid monthly on all balances.
Withdrawal limitations may apply.

Visa® Gold Credit Card*

You will pay no annual fee for this credit card.

Online Cash Management Services

Products and services dedicated to helping you manage your funds and run your business as smoothly as possible. You can initiate stop payments, wire transfers and ACH transactions. In addition, you will have the capability of initiating payroll and tax deposits, while being able to utilize file exporting to your financial management software.

*available to qualifying customers
**minimum of 5 transactions per month required

Advantage Business Package

For customers who want a wide range of options for their small to mid-size business.

Advantage Business Checking

Offers 500 transactions included per month, free check image statements, free email statements and up to $25,000 coin & currency handling monthly and no monthly service charge when a minimum balance is maintained.

Free Online Banking**:

It's all free! Manage your accounts, transfer funds and pay bills anytime, any place.

Free Business Visa® Check Card*

This card may be used for point of sale purchase transactions. Pay for business related items without writing a check.

Maximum Advantage Savings

Offers you a tiered interest rate that increases as the balance of your account gets larger. Interest is compounded monthly and paid monthly on all balances. Withdrawal limitations may apply.

Money Market Advantage

A savings account that offers check writing privileges, as well as a tiered rate that increases as the balance in your account gets larger. Interest is compounded and paid monthly on all balances.
Withdrawal limitations may apply.

Visa® Credit Card*

You will pay no annual fee for this credit card.

Online Cash Management Services

Products and services dedicated to helping you manage your funds and run your business as smoothly as possible. You can initiate stop payments, wire transfers and ACH transactions. In addition, you will have the capability of initiating payroll and tax deposits, while being able to utilize file exporting to your financial management software.

*available to qualifying customers
**minimum of 5 transactions per month required

Business Analysis Package

For businesses with a high volume of deposit transactions, checks and cash needs.

Business Analysis Checking

Offers an earnings credit that is used to offset service charges on the account, free check image statements, and free email statements.

Free Online Banking**:

It's all free! Manage your accounts, transfer funds and pay bills anytime, any place.

Free Business Visa® Check Card*

This card may be used for point of sale purchase transactions. Pay for business related items without writing a check.

Maximum Advantage Saving

Offers a tiered interest rate that increases as the balance of the account gets larger. Interest is compounded monthly and paid monthly on all balances. Withdrawal limitations may apply.

Money Market Advantage

A savings account that offers check writing privileges and a tiered rate that increases as the balance in the account gets larger. Interest is compounded monthly and paid monthly on all balances.
Withdrawal limitations may apply.

Visa® Credit Card*

You will pay no annual fee for this credit card.

Online Cash Management Services

Products and services dedicated to helping you manage your funds and run your business as smoothly as possible. You can initiate stop payments, wire transfers and ACH transactions. In addition, you will have the capability of initiating payroll and tax deposits, while being able to utilize file exporting to your financial management software.

*available to qualifying customers
**minimum of 5 transactions per month required