Wilson & Muir Bank & Trust Co.

Checking Accounts

Terms & Conditions - includes Credit Card Disclosure

Thank you for visiting Wilson & Muir Bank & Trust Co.'s web site. Please carefully read the following terms and conditions of use. By accessing this site you agree to all of the following. If you have any questions regarding these conditions, please contact us at onlinebanking@wilsonmuirbank.com or by calling 502/348-5996 during our normal business hours.

Product Information

The information contained herein regarding our products and services is not intended to take the place of agreements governing our products and services or our disclosures made in accordance with federal and state law. Information on our site may not apply to all products and services and is current only as of the date posted. Information presented on this site regarding any of our products and services does not constitute a commitment to provide any such product or service. Eligibility for certain products and services vary, and is subject to final determination and acceptance by us. Please contact us directly at 502/348-5996 for information, or for copies of any applicable agreements or disclosure statements.

Use of Information

The information contained on the pages of this web site is intended to provide information only and you should not rely on it for, legal, accounting, financial or tax advice. Please consult with your accounting, legal or financial advisor before using any of this information.

Geographical Limitations

Wilson & Muir Bank & Trust Co. is located in the Commonwealth of Kentucky. Our products and services are subject to Kentucky law and are only available to new customers who are residents or businesses located in our geographic markets defined as the cities and counties surrounding our branch offices, and to former and current customers.

Copyrights and Trademarks

We either own or have obtained permission to use the copyright in and to all pages, screens, graphics, and text in the site. We also own or have obtained permission to use all intellectual property rights. Your use of this site does not entitle you to any rights in the foregoing.


In no event will Wilson & Muir Bank & Trust Co., its subsidiaries or affiliates have any liability or responsibility for any loss or damage, including, without limitation, any direct, indirect, or consequential, incidental, or special loss or damage, arising out of or relating to the (1) use of or inability to use, print or display all or any portion of this site by you or any other person, or (2) any failure or delay or system failure, virus or other disabling routine, or otherwise. This disclaimer of liability applies even if Wilson & Muir Bank & Trust Co. or its subsidiaries, affiliates or any of its service providers, employees, or affiliates or any of its or their service providers, employees or representatives have been advised of the possibility of any such loss or damage.

Additional Disclaimers

Descriptions of, or references to, products, services or publications within this web site do not imply our endorsement or approval of any such product, service or publication. We are not associated with or responsible for any of the external linking web sites that may be accessed through our site and use of any such hyperlinks, or other sites will be at your own risk. The content, accuracy, opinions expressed, products or services offered, and owners are not investigated, verified, monitored, authorized or endorsed by Wilson & Muir Bank & Trust Co.

Your agreement to these terms and conditions

By accessing any page of this site, you agree to these Terms and Conditions. If you do not agree, please do not use our site. These Terms and Conditions do not modify or supplement any existing agreement that we may have with you and is not intended to be incorporated as part of any agreement between us. We reserve the right, at our discretion, to change, modify, add, or remove any of these Terms and Conditions at any time. Please check this page periodically for changes. Your continued use of this site following the posting of changes to these Terms and Conditions will mean you accept these changes. These Terms and Conditions are the entire agreement between the parties relating to the use of this site.

Click here to read Credit Card Disclosure