Personal Services

Checking Accounts

All WMB Checking Accounts offer the following features:

  • Free Online Banking
  • Free Online Bill Pay (Minimum of five transactions per month required)
  • Free Visa & Check Card (upon qualification)
  • Free 24-hour access to all Wilson & Muir Bank & Trust Co. ATM locations
  • 24-hour access to the PLUS® , Magic Line® and Alphalink® ATM networks with thousands of locations in North America
  • Free TeleBank Line
  • Cash Reserve™ overdraft protection line of credit available (upon qualification)

Banclub Plus Checking

  • Minimum balance to open account: $100.00 No minimum balance thereafter
  • Unlimited check writing
  • Banclub® checks are free
  • Free check image statements
  • Identity Theft Insurance
  • Accidental death and dismemberment insurance
  • Payment Card Protection
  • Medical emergency data card
  • Savers Club Book
  • Monthly membership fee is $7 individual, $8 joint and $9 famil

Free & Easy Checking

  • Minimum balance to open account: $100.00
  • No minmum balance thereafter
  • No monthly service fee
  • Unlimited check writing
  • Simplified monthly statements
  • Free safekeeping of checks

Advantage Checking

  • Minimum balance to open account: $100.00
  • Unlimited check writing
  • One box of wallet style checks are free
  • Free check image statements
  • Free email statements available upon request
  • Maintain $500 minimum or pay $7.50 per month
  • Senior Advantage: No monthly service fee and free wallet checks beginning at the young age of 50!

Premium Advantage Checking

  • Earn tiered interest. For information on tiered interest rates, please visit the Rate Page
  • Unlimited check writing
  • One box of wallet style checks are free per year.
  • Free check image statements
  • Free email statements available upon request
  • Maintain $1000 minimum or pay $10 per month

Funds Availability Disclosure

testimonial photo

I've worked at the Walter T. Kelley Bee Hive Factory for 33 years, and I've banked at Wilson & Muir's Hwy. 62 Branch for 34 years. Everybody I've dealt with there has been helpful with anything that I needed. I've been their customer for a long time now, and they've never let me down.

Maxine Edwards
Clarkson
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