Online Services
Wilson & Muir Online™ offers Internet based, user friendly, 24-hour a day banking, from the convenience of your home or office computer.
These services feature real-time online banking wherever an Internet connection is available. With Wilson & Muir Online™ you can access your accounts, transfer balances, review statement histories, even download to your personal financial software all where and when it's most convenient for you. The Bill Pay module of our online system allows you to pay bills, edit and view histories without leaving your desk. Our Cash Management System provides our commercial and corporate clients with an Internet based; financial administrative platform in which they can access a full range of Cash Management tools.
As you can see, Wilson & Muir Bank continues to offer state of the art products to keep up with the industry's rapidly changing technology. Please click below for a more detailed description or to apply for these great services.
Wilson & Muir Online
- Free to Wilson & Muir account holders
- Direct login from home page
- Real-time access to all of your WMB accounts
- Transfer between your WMB accounts
- Make WMB loan payments
- Review statement histories
- View check images
- Track and update financial portfolios through our stock quote mode
- Download directly to Quicken®, Microsoft® Money, Quickbooks or other personal financial software
- Safety and privacy ensured through Multi-layered security
- Apply Today! or contact us for more information
Bill Pay
- Free to Wilson & Muir account holders**
- Schedule payment of any bill electronically from your WMB account
- Easily add, delete or modify bill payees or amounts
- View pending payments to verify information
- View history of payments made and track payments made
- View and edit user data
- Ask questions and receive responses via email
- Multiple checking accounts to make online payments
- Apply Today! or contact us for more information
Cash Management
Wilson & Muir Bank now offers a functionally complete Internet commercial banking solution. It operates securely online to deliver a wide range of cash management services directly to our corporate and business clients. Designed to meet the needs of both the small business and large corporate customers Cash Management allows:
- Check imaging: Front and back images of cleared checks are now available online.
- Account Reconciliation and Positive Pay: compares checks issued on your accounts to checks being presented for payment on your accounts to identify discrepancies. When a discrepancy is detected, Positive Pay allows you to view these exceptions and chose to pay or return them.
- Initiation of stop payments, wire transfers & ACH items.
- Initiation of payroll and tax deposits.
- Balance reporting and funds transfer.
- File export to financial management software.
Online FAQs
Q. What is this going to cost me?
A. There is no fee for Wilson & Muir Online™ or Bill Pay**. Transaction limitations may apply to your individual accounts. The fees for Cash Management are nominal. Contact us for details.
Q. What accounts are available with Wilson & Muir Online™?
A. You can access information on any account with Wilson & Muir Bank. This includes checking, savings and money market accounts, certificates of deposit, IRAs, loans and lines of credit.
Q. When can I access my accounts?
A. Wilson & Muir Online™, Bill Pay and some portions of Cash Management are available 24 hours a day, 7 days a week. From time to time, we may schedule "down times" for upgrades or system maintenance.
Q. When are transfers on Wilson & Muir Online™ available?
A. Transfers between checking and savings are made immediately available for your access by check, ATM and Visa® Check Card. Loan balances and other transactions will be updated on the following business day.
Q. What is the "cut-off" time for transfers?
A. All transactions received by our host computer by 4:00 p.m. (EST) will post on that day's business. All transactions received after 4:00 p.m. will post on the following business day.
Online Applications
Financial CalculatorsTM
** Minimum of five transactions per month required
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